Safe Retirement Planning NW
Peace of mind for the second 50 years
About Peterson LTC
My mission is to educate and provide information and solutions for people nearing and entering … More Information
Deborah Says…..
Safe Retirement Planning
Never has protecting and preserving your assets for retirement been more important than now. Two things will impact your retirement savings more than anything else during your second 50 years – healthcare and outliving your money. In this blog, Safe Retirement Planning NW, we will be addressing these issues and offering solutions. Please check in often; I will be updating this blog weekly.
Recent articles from Deborah…
Changes Coming to Long-Term Care Insurance
Changes are coming this month to long-term care insurance. Health qualifying is expected to be more difficult and rates for women will be rising. The insurance carriers are moving away from gender indifferent pricing, as 80 percent of residents in care facilities receiving benefits are women. I’m posting an excellent article that appeared in Forbes [...]
Health Care Costs in Retirement
Retirees are greatly underestimating how much they’ll need to save for health care. Fidelity is out with its new estimate for how much today’s retirees will spend on health care for the rest of their lives. There’s good news and bad news. Bad news first: A 65-year old couple retiring this year will need to [...]
Long Term Care Policies Offer More Than Just Peace of Mind
Baby Boomers may be nearing retirement but many still face the financial challange of caring for their elderly parents. If caring for an elderly loved one feels like a full time job, that’s because it is. MetLife’s Mature Market Institute says those responsibilities can take up to about 25 hours a pweek, and cost hundreds [...]
Medicaid Eligibility Tightening?
A new House Bill, h.r. 1703: Medicaid Program Integrity Act of 2013, would reduce the number of people who would qualify for Medicaid for long-term care services. People who have met with me know that I have anticipated these changes coming. Years ago, although you had to spend down your liquid assets to qualify for [...]
Tax Free Alternatives for Long Term Care Protection
If you are like most of my clients, you do not enjoy paying taxes. You also may not have prepared adequately for long-term care (LTC). According to the Federal Government’s website, The National Clearinghouse for Long-Term Care, www.longtermcare.gov , around 70 percent of Americans over the age of 65 will require some type of care. [...]
Subscribe to Deborah's Articles
Copyright © 2012 Peterson LTC. All Rights Reserved. Website Creation and Monitoring By Expected Outcomes.