Recent articles from Deborah…

The Hardest Part of My Job

After 20 years as a long-term care planning specialist, the hardest part of my job now is when I get the call from a client that their spouse or parent needs to go on claim.  Some of these people have had their long-term care insurance policies for 6 years, some for 15 or 20.  Most […]


New Year Resolutions

So many of us start the year out with good intentions.  If you’re like many people I speak with, your resolutions involve some financial goals.  Are your wills up to date?  Should you be reviewing things?  We recommend reviewing your will every five years.  Maybe your family hasn’t changed, but the laws may have.  Are […]


Fun Ways to Celebrate The New Year At Home

Ring in the Noon Year – Many children (or perhaps some of us oldsters) can’t stay up until midnight, so count down until the noon year.  Bring out the noisemakers, pour a sparkling apple cider to toast, and count down to the stroke of 12:00 p.m. on December 31. Travel the Time Zones – It’s […]


Family Gatherings

Just before Thanksgiving last year, I received a call from a client.  The conversation started like this.  “I guess this was a good thing we did (referring to buying a long-term care plan); I’ve just been diagnosed with Alz, Alz, Alz” (I had to finish the word for him.  Just 65 years old, an executive, […]


Do You Need Long-Term Care Insurance? Excellent piece from news Personal Finance. Most people don’t think about long-term care insurance until they are approaching retirement and the thought of turning over their life savings to a nursing home drives them to consider it.  Please click on the attached link for some very good information. I want to add my thoughts […]


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Meet Deborah – An Introduction

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